The Supplemental Nutrition Assistance Program (SNAP) has undergone a major overhaul in late 2025. With new work requirements and adjusted income limits, it is more important than ever for households to stay updated to avoid losing their benefits.

Here is what has changed and what to expect starting January 1, 2026.

1. 2026 Benefit Increase (COLA)

Just like Social Security, SNAP benefits are adjusted annually for inflation. A new cost-of-living adjustment took effect on October 1, 2025, and will remain in place through September 2026.

Maximum Monthly Allotments (48 States & D.C.):

  • 1 Person: $298

  • 2 People: $546

  • 3 People: $785

  • 4 People: $994

  • Each additional person: +$211

Note: Amounts are higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands due to the higher cost of groceries.

2. Expanded Work Requirements (ABAWD)

One of the most significant changes in 2025 was the expansion of work rules under the “One Big Beautiful Bill Act.”

  • Age Limit Increase: Previously, work requirements mainly applied to adults up to age 54. Starting in late 2025, the age limit has been raised to 64.

  • The Rule: Able-bodied adults without dependents (ABAWDs) must work, volunteer, or participate in a training program for at least 80 hours per month.

  • The Penalty: Failure to meet these requirements limits you to only 3 months of benefits within a 3-year period unless you qualify for an exemption.

3. New Dependent Rules for Parents

There has been a shift in who is considered “exempt” due to childcare:

  • Old Rule: Parents of children under 18 were typically exempt from work requirements.

  • New 2026 Rule: In many states, the exemption now only applies if the child in the household is under the age of 14. Parents of teenagers may now be required to meet work or training quotas to keep their full benefits.

4. Restrictions on “Junk Food”

Starting January 1, 2026, several states (including Florida, Texas, and Iowa) are implementing new restrictions on what you can buy with EBT cards.

  • The Goal: To promote healthier nutrition.

  • The Change: Certain items like sugary sodas, energy drinks, and highly processed candies may no longer be eligible for purchase in specific states. Check your local state agency for the “Banned Items List” before your next shopping trip.

5. Income Eligibility Limits (Oct 2025 – Sept 2026)

To qualify, your household’s gross monthly income must generally be at or below 130% of the Federal Poverty Level.

Household Size Gross Monthly Income (130%)
1 $1,696
2 $2,292
3 $2,888
4 $3,483

Key Action Steps for 2026

  1. Recertification: Many of these new rules will only trigger when you “recertify” your benefits. Be sure to check your mail for renewal notices.

  2. Internet Deduction: A new rule allows you to include internet costs as part of your utility deduction, which could lower your “countable income” and potentially increase your monthly benefit amount.

  3. State Waivers: Some states (like California and New York) have delayed the stricter work requirements until March or July 2026. Verify your state’s specific timeline.

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